Annuity Payment Table Generator

💰 Annuity Parameters

Enter annuity details to generate payment table

Present Value ($)

Annual Interest Rate (%)

Number of Payments

Payment Frequency

Payment Growth Rate (% per period)

Show detailed breakdown

📊 Annuity Summary

Key metrics and analysis

Enter annuity parameters to see summary analysis

📈 Payment Breakdown

Interest vs Principal over time

📊 Balance Progression

Remaining balance over payment periods

Understanding Annuities

An annuity is a financial product that provides a series of payments made at equal intervals. Understanding annuity payment structures is crucial for retirement planning and financial analysis.

Ordinary Annuity

Payments are made at the end of each period. Most common type used for loans and retirement planning.

Annuity Due

Payments are made at the beginning of each period. Provides slightly higher present value due to timing.

Present Value

The current worth of future annuity payments, discounted at the specified interest rate.

Future Value

The total value of all annuity payments at the end of the payment period, including compound interest.

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